Helping protect you from the many online scams from emails, sms and phones.

In the modern age of advanced technology, online and phone scams have become increasingly prevalent, leaving many individuals vulnerable and in need of assistance. Enter Technogeek, your trusted ally in the fight against scams in 2023.

Equipped with cutting-edge knowledge and expertise, Technogeek is dedicated to helping you stay safe and secure in the digital realm. From phishing emails to fraudulent phone calls, Technogeek has the tools and strategies to identify and thwart scams before they can cause any harm.

With their guidance, you'll learn how to spot red flags, protect your personal information, and avoid falling victim to the tactics employed by scammers.

Whether it's guiding you through the process of setting up robust security measures on your devices or providing step-by-step instructions on how to report suspicious activity, Technogeek is committed to empowering you in the face of online and phone scams.

Rest assured knowing that in 2023, you have a reliable and knowledgeable ally in Technogeek, ready to assist you in navigating the ever-evolving landscape of digital threats.

According to the ACCC's most recent Targeting fraudsters report, despite more scam activity being disrupted than ever before, Australians lost a record amount of money to fraudsters in 2021—more than $2 billion. The study is based on a review of more than 560,000 reports and includes information from Scamwatch, ReportCyber, significant banks and money remitters, and other government organisations. The overall amount of losses reported to all organisations was almost $1.8 billion, but the ACCC thinks that actual losses were well over $2 billion because one-third of victims do not disclose scams.

The greatest loss type in 2021 ($701 million) was investment fraud, followed by money redirection fraud ($227 million) and romance fraud ($142 million). According to ACCC Deputy Chair Delia Rickard, "Scam activity is on the rise, and last year, a record number of Australians lost a record amount of money." "Scammers are the most opportunity-driven of all criminals: they assume the identities of charities following a natural disaster, health departments during a pandemic, and romantic interests every day." Scams actually cost more than money because they also seriously impair people's mental well-being and those of their families, businesses, and organisations, according to Ms. Rickard.

Women reported more scams to Scamwatch in 2021, but men lost more money overall, and men's losses from investment scams were double those of women. Women suffered marginally greater losses than males in communities with a variety of cultures and languages. The biggest losses were reported by those who were 65 years old and older, and reported losses grew gradually with age. Scamwatch received a record number of reports and losses from Australians who might have been in need or under stress in 2021. In comparison to 2020, reports from people with disabilities grew by a factor of two, and their financial losses rose by a factor of 102% to $19.6 million.

Between 2020 and 2021, the number of reports from Indigenous Australians climbed by 43%, while the number of recorded losses increased by 142%. Losses for people from communities with a diversity of cultures and languages increased by 88% in 2018 compared to 2020. "A particularly alarming trend is the rise in reports from people who feel vulnerable. The government, banks, and digital platforms all need to do more to address this, according to Ms. Rickard. "The ACCC wants banks to match payee information in pay anybody transactions in particular. In the nations that have done this, it has been demonstrated to have a significant impact.

The report's analysis from the ACCC demonstrates that scams are currently so common in Australia. Ninety-six percent of respondents said they had encountered con artists in the past five years, and twenty percent of them had been duped. 56% of people who lost money were unable to get any of it back. In order to share information, stop scams, and enhance public awareness in 2021, the ACCC boosted its collaboration with governmental organisations, local, national, and international law enforcement, as well as major banks and telecommunications companies.

The Flubot fraud was busted early this year thanks to an international investigation that included the Australian Federal Police. More than 357 million scam calls were stopped in 2021 as a result of the new Reducing Scam Calls Industry Code for the telecommunications industry. "The public and private sectors have introduced a number of new counter fraud initiatives over the last couple of years, but there are still too many gaps in the system that scammers are able to exploit," said Ms. Rickard. According to Scamwatch data, losses from lottery, vacation, and prise scams increased by 1% between 2020 and 2021, but losses from inheritance and unexpected money scams decreased by 60%.

On the other hand, over the course of a year, losses from investment fraud climbed by 169%. "We have seen a marked decline in some of the older, low-end scams and an enormous increase in more sophisticated 'white-collar' fraud, such as cryptocurrency investment scams," Ms. Rickard said. Due in major part to the introduction of several sophisticated ponzi investment scam apps, there was an increase in pyramid and ponzi scheme scams last year. All Australians are urged not to approach any investment opportunity that seems too good to be true, Ms. Rickard said.

On the Scamwatch website at scamwatch.gov.au, people may report scammers and find out more about how to obtain assistance whether or not they have lost money as a result of them. They can also subscribe to Scamwatch radar alerts and follow @scamwatch_gov on Twitter to stay up to speed with information on how to prevent the most recent frauds hitting the neighbourhood.

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When the world wide web first launched, a common piece of advice was to avoid giving your information out and talking to strangers. Now, apps like Uber lead strangers to our doorsteps so that we can go for a spin in their car.

We have grown so comfortable using the internet that it is easy to forget there are people out there who are up to no good. Cybercriminals like to create scam websites and many online scams so that they can trick users into willingly handing over private information or money.

Not much is changing at the turn of the decade, with many of the most popular online scams for 2020 looking like familiar foes.
By learning about the most common tactics and pairing that information with security solutions like our Enterprise level , you can be better prepared to face these cyberthreats in the new year.

Scamwatch, which is managed by the ACCC, strives to increase public understanding of how to spot, avoid, and report scams. In order to stop and prevent scams, it also exchanges intelligence and collaborates with the government, law enforcement, and the commercial sector. Data from Scamwatch, ReportCyber, other governmental organisations, banks, and financial institutions are included in references to combined reports or losses. To prevent counting reports or losses more than once, changes were made. Scamwatch data, which is based on phone and web reports submitted to Scamwatch between January 1 and December 31, 2021, is the only additional source of information used in the report.

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